Credit Cards With the Highest Cashback in UAE
Cashback credit cards are popular in the UAE because they give you real money back on everyday spending like groceries, fuel, dining, and bills. Most top cards offer 4–6% cashback on common categories, while some premium cards provide up to 10% cashback on specific spending categories.
Below are some of the highest cashback credit cards currently available in the UAE.
Emirates Islamic Cashback Plus Credit Card
Why it stands out
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Up to 10% cashback on supermarkets, dining, education, and telecom payments.
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Complimentary airport lounge access
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Travel and lifestyle perks
✔ One of the highest cashback rates in the UAE if you meet the spending requirements.
CBD Super Saver Credit Card
Key cashback benefits
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Up to 10% cashback on supermarkets, fuel, bills, and education.
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Maximum monthly cashback around AED 600.
✔ Ideal for people with high spending on groceries and utilities.
RAKBANK World Credit Card
Highlights
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Up to 10% cashback on dining, travel, and groceries.
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Welcome bonuses and lifestyle perks
✔ Great for frequent travelers and restaurant spending.
ADCB 365 Cashback Credit Card
Cashback structure
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6% cashback on dining
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5% cashback on groceries
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3% cashback on fuel and utilities.
Maximum cashback: about AED 1,000 per month with minimum spending conditions.
✔ One of the most popular cashback cards in the UAE.
FAB Cashback Credit Card
Key benefits
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5% cashback on groceries and supermarket spending
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3% cashback on international purchases.
✔ Good choice for everyday shopping and online spending.
Tips to Maximize Cashback
✔ Use the card only for bonus categories (groceries, fuel, dining)
✔ Track monthly cashback limits
✔ Combine card rewards with store promotions
✔ Pay your balance in full to avoid interest