 Best Premium Credit Cards in UAEÂ
The UAE is a major financial hub with a wide range of premium credit cards designed for luxury lifestyle, travel benefits, airport lounge access, and elite rewards. Here’s a simple, updated guide to the top premium credit cards in the UAE — what they offer, who they’re ideal for, and how to choose the right one.
 Top Premium Credit Cards in the UAE
1. Emirates NBD World Elite Mastercard
Best for: Frequent travelers & luxury benefits
Key Features:
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Airport lounge access worldwide
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Complimentary travel insurance
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High reward points on dining & travel
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Upscale concierge services
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No FX mark-up fee (on some offers)
Ideal For: Gulf travelers, business class flyers, luxury spenders
2. ADCB Touchpoints Infinite Credit Card
Best for: Flexible rewards & travel perks
Key Features:
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Earn high .points on everyday spends
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Bonus points on travel & dining
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Free access to airport lounges
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Travel & medical insurance
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Exclusive hotel and flight offers
Ideal For: UAE residents who want strong, flexible rewards
3. Emirates Islamic Skywards Infinite Credit Card
Best for: Emirates frequent flyers
Key Features:
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Bonus Skywards miles
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Complimentary airport lounge access
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Travel insurance and discounts
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Priority boarding offers via Emirates
Ideal For: Skywards members & travelers on Emirates flights
4. Mashreq Solitaire Credit Card
Best for: Premium lifestyle & luxury rewards
Key Features:
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High rewards on dining & lifestyle
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Global airport lounge access
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Travel & purchase protection benefits
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Dedicated concierge
Ideal For: Dine-out lovers and international travelers
5. RAKBANK Titanium Signature Credit Card
Best for: Travel rewards & lifestyle perks
Key Features:
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Earn miles with every spend
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Travel & hotel discounts
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Lounge access (with partner lounges)
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Comprehensive insurance benefits
Ideal For: Travelers and frequent spenders
6. Standard Chartered Manhattan Platinum Credit Card
Best for: Cashback & rewards with premium feel
Key Features:
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Bonus points on retail & dining
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Travel offers & privileges
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Lifestyle benefits with partner merchants
Ideal For: Rewards-focused cardholders
 How to Choose the Best Premium Card
When picking a premium credit card in the UAE, consider:
 Travel Benefits
Look for:
âś” Airport lounge access
âś” No foreign currency fees
âś” Travel insurance
âś” Airport fast track/meet and assist offers
 Rewards & Cashback
Know your spending style:
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Travel & flights
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Dining & entertainment
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Shopping & fuel
 Lifestyle Perks
Some premium cards offer:
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Concierge services
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Hotel and dining privileges
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Airport transfers
 Annual Fee vs Benefits
Premium cards often have higher fees — make sure the perks you receive outweigh the cost.
