Best Islamic Banking Credit Cards in UAE | Halal & Sharia-Compliant Travel & Rewards
Choosing the right Islamic banking credit card in the UAE helps you earn rewards, enjoy travel benefits, and manage expenses — all within Sharia-compliant frameworks. Here are some of the best Islamic credit cards popular among UAE residents seeking ethical, interest-free reward cards.
1. Emirates Islamic Cashback Plus Credit Card
Best for Everyday Rewards & Cashback
The Emirates Islamic Cashback Plus Card is a leading Sharia-compliant reward card offering attractive cashback on everyday spending such as groceries, dining, telecom bills, and education fees.
Key Benefits:
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Up to 10% cashback in selected categories
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Halal-compliant, interest-free framework
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No annual fee for select tiers
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Great choice for families and everyday use
Ideal for users who want cashback rewards without compromising Islamic banking principles.
2. Dubai Islamic Bank (DIB) TouchPoints Credit Card
Best for Reward Points & Travel Benefits
The Dubai Islamic Bank TouchPoints Card lets you earn TouchPoints on every purchase — redeemable for travel, shopping vouchers, and lifestyle deals.
Key Benefits:
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Earn points on local & international spend
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Halal & interest-free worthiness
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Travel benefits and periodic bonus promotions
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Flexible redemption options
Perfect for frequent shoppers and travelers who enjoy turning spending into rewards.
3. ADCB Islamic Family Takaful Credit Card
Best for Family & Lifestyle Perks
The ADCB Islamic Family Takaful Card offers rewards tailored to family spending, including dining, groceries, fuel, and utility payments, along with inclusive travel and lifestyle perks.
Key Benefits:
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Sharia-compliant reward structure
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Points on everyday categories
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Family-friendly benefits and travel discounts
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Optional insurance features
A solid choice for residents who want a comprehensive rewards experience with ethical banking.
4. RAKBANK Islamic Credit Card
Best for Simple & Straightforward Rewards
The RAKBANK Islamic Credit Card focuses on straightforward earning — rewarding everyday spend without complex tiers.
Key Benefits:
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Halal-compliant reward system
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Reward points on groceries, shopping & travel
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Easy redemption via partner merchants
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Competitive welcome offers
Great for believers who want rewards without complicated requirements.
🕋 Why Choose Islamic Credit Cards in the UAE
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Sharia-compliance — Ensures interest-free, ethical banking
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Rewarding spending — Earn points or cashback on varied categories
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Travel & lifestyle perks — Access deals without Riba
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Flexible redemption — Use points for travel, gifts, or discounts
