Best Credit Cards in UAE for Supermarket SpendingÂ
If you spend a lot on groceries at stores like Carrefour, Lulu, Union Coop, or Spinneys, choosing the right credit card can give you high cashback or rewards on supermarket purchases. Some UAE cards offer 5–10% cashback on groceries, which can significantly reduce monthly expenses.
Below are some of the best credit cards in the UAE for supermarket spending.
 ADCB 365 Cashback Credit Card
Best for: Everyday grocery spending
Key benefits
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5% cashback on groceries
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6% cashback on dining
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3% cashback on utilities, fuel, and telecom
Monthly cashback can reach up to AED 1,000 if spending requirements are met.
âś” Good for families with regular grocery spending.
 Emirates Islamic Cashback Plus Credit Card
Best for: High cashback on groceries
Key benefits
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Up to 10% cashback on supermarket spending
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Also offers cashback on telecom, dining, and education
This card is designed for everyday expenses like groceries and bills.
âś” One of the highest grocery cashback cards in the UAE.
 CBD Super Saver Credit Card
Best for: Maximum cashback categories
Key benefits
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Up to 10% cashback on supermarket purchases
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Cashback also available on fuel, bills, and education
Monthly cashback can reach AED 600 across categories.
âś” Great for people who want cashback on multiple daily expenses.
 FAB Cashback Credit Card
Best for: Balanced grocery cashback
Key benefits
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5% cashback on groceries (including online purchases)
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3% cashback on travel and international spending
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Cashback on dining and fashion purchases
Minimum salary requirement typically starts around AED 5,000.
âś” Ideal for expats and everyday spending.
 HSBC Live+ Credit Card
Best for: Simple cashback structure
Key benefits
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2% cashback on supermarket spending
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6% cashback on dining
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5% cashback on fuel
Cashback is credited automatically to the card account.
âś” Good if groceries are not your only spending category.
