Best Credit Cards for Online Shopping in UAE | Maximise Rewards & Savings
Online shopping is booming in the UAE — from fashion and electronics to travel bookings and groceries — and choosing the right credit card can help you earn cashback, reward points, discounts, and special offers on your online purchases. Here’s a guide to some of the best credit cards for online shopping available to UAE residents.
1. Emirates Islamic Cashback Plus Credit Card
Top for Everyday Online Shopping Rewards
This Sharia-compliant card offers high cashback on online spend, especially in categories like groceries, electronics, utility bills, and e-commerce purchases.
Why It’s Great:
✔ Up to 10% cashback on selected categories
✔ No annual fee on select tiers
✔ Halal-compliant reward structure
Perfect for shoppers who make frequent online purchases and want straightforward cashback.
2. FAB Cashback Credit Card
Ideal for Flexible Cashback & Online Deals
The First Abu Dhabi Bank (FAB) Cashback Card lets you earn cashback on all online transactions, including international e-commerce stores, travel bookings, and subscription services.
Why It’s Great:
✔ Flat cashback on online purchases
✔ Bonus categories for digital and travel spend
✔ Simple redemption process
Great choice if you shop across multiple online platforms.
3. ADCB TouchPoints Credit Card
Best for Reward Points on Online Spend
The ADCB TouchPoints Card allows you to earn reward points on every online purchase, which can be redeemed for vouchers, flights, hotel stays, and shopping.
Why It’s Great:
✔ Earn points on all transactions
✔ Flexible redemption options
✔ Bonus points promotions
Perfect for frequent online shoppers who love points.
4. Standard Chartered X Credit Card
Top for Digital & E-commerce Enthusiasts
The Standard Chartered X Card offers reward points and bonus multipliers on online subscriptions, shopping sites, and digital wallets.
Why It’s Great:
✔ High points on online spending
✔ Digital & marketplace benefits
✔ Additional travel perks
Suitable for tech-savvy shoppers and frequent online buyers.
5. Mashreq Neo Credit Card
Simple, Digital-First Card for Online Purchases
The Mashreq Neo Card is designed for online users with easy digital onboarding and strong rewards on e-commerce and online marketplaces.
Why It’s Great:
✔ Rewards on online spend
✔ No annual fee
✔ Seamless digital management
Perfect for smartphone and online-centric shoppers.
Tips for Choosing a Card for Online Shopping
✔ Look for cashback or reward points on online spend
✔ Check if international e-commerce purchases earn rewards
✔ Understand redemption options (vouchers, travel rewards, cashback)
✔ Compare annual fees and minimum spend requirements
