Best Credit Cards for Bill PaymentsÂ
Paying utility bills, telecom bills, school fees, and government services using the right credit card can help you earn cashback or reward points every month. Instead of just paying bills, you can turn them into savings.
Here are some of the best credit cards for bill payments in the UAE.
 Dubai First Cashback Card
A strong option for cashback lovers.
Why it’s good for bills:
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Cashback on utility payments
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Rewards on telecom bills
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Easy online bill transactions
Best for: Monthly DEWA, Etisalat, and internet payments.
 Emirates NBD Cashback Credit Card
Offers cashback on various categories including utility payments.
Benefits:
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Reward points or cashback
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Installment plans for large bills
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Mobile app convenience
 ADCB TouchPoints Card
Earn TouchPoints on everyday spending including selected bill payments.
Highlights:
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Flexible redemption options
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Easy online payments
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Reliable customer support
 HSBC Cashback Credit Card
Offers cashback on domestic and selected recurring payments.
Best for:
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Household expenses
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Automatic recurring bill setup
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Secure online payments
What to Look for in a Bill Payment Credit Card
âś” Cashback on utilities and telecom
âś” Low annual fee
âś” Easy online banking
âś” Auto-debit option
âś” No hidden processing charges
Tips to Maximize Benefits
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Set automatic payment to avoid late fees
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Pay full balance monthly to avoid interest
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Check if cashback has a monthly cap
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Compare annual fees vs rewards
